Because the price of insurance is a mix of so many factors, calculating
costs can be time-consuming. Every time you contact a new company,
you can expect to spend 15 to 20 minutes answering a detailed questionnaire.
Even then an agent might not be able to quote a single, definitive
rate. This can make comparison shopping a long, drawn-out affair.
Fortunately, a number of web sites have sprung
up to make things easier. By filling out just one
online questionnaire, you can get quotes from a
variety of different companies--the better the
site, the more companies they'll consult. You may
not find the absolute lowest rates this way, but
you'll certainly receive a number of options and
get a sense of the range of prices available to
you, without making dozens of lengthy phone calls.
To find such a service, go to a search engine,
look for "inexpensive auto insurance," and start
browsing. Most services are free, though some
charge a nominal fee. Those that charge money may
be less biased since they make their money directly
from the consumer, rather than earning a commission
from a referral.